Medical

// What are the

Key risks in the medical practices sector?

The medical practices sector is complex and diverse, with businesses ranging from pharmacies to allied health clinics and from medical practices to private hospitals.

Depending on the nature of your business and its set-up, some of the key risks you face could include liability for mistreatment of patients, lost patient results or incorrectly dispensed medication, as well as the potential for damage to be caused to your premises, equipment and other assets, or a data compromise attack.

// Who should

Consider insurance?

Whether you’re running a pharmacy, private hospital medical centre or allied health clinic, in an industry with complex risks where no two businesses are alike, a range of flexible and customised insurance covers are required to protect your business, staff, assets and patients.

What insurance should you take out – and what can it cover?

Insurance can protect you and your employees onsite, on the way to work and at work.

Business Pack

Helps safeguard your business premises and contents against:

Damage caused by fire, storm or accidental damage
Equipment or machinery breakdown
Employee dishonesty
Glass damage
Legal issues, such as with public and products liability
Tax audits
Theft, and theft or loss of money
Business interruption

Public and product liability

Can cover claims against you if it’s found that a negligent act by your business or its products results in personal injury or property damage. Professional Indemnity policies should be taken out with the same company.

Professional indemnity

Can cover you and your employees against allegations or claims of financial loss due to injury or damages that have resulted from a negligent act, error, omission, malpractice or breach of duty that has arisen out of your professional capacity. Public and Product Liability policies should be taken out with the same company

Cyber

Helps safeguard you and your business against expenses and legal costs if your website or other systems are hacked and your system cannot be used or patient details are stolen.

Management Liability

Covers the costs of defending directors, managers and employees against any claims that are the result of their actions or decisions. Can protect you against legal action for a breach in relation to an employee.

Workers Compensation

Can cover the cost of your employees’ wages, rehabilitation and medication if they become sick or injured through their work.

// Quote

All of the coverage, without the worry

Talk to us today to discuss your business insurance requirements, We offer straightforward advice that will result in peace of mind for you, and a business insurance package that keeps your business covered from all angles. Get in touch by calling