Is Directors and Officers Insurance Part of Your Risk Strategy?
Directors and Officers Insurance provides essential protection for individuals in director or executive roles, shielding them from personal liability claims arising from decisions made in their professional capacity.
This coverage supports all individuals holding director or officer positions, covering legal defence costs and investigation expenses linked to such claims.
Safeguard your leadership team with trusted directors and officers insurance tailored for Australian organisations.
We can arrange comprehensive directors and officers liability insurance that protects key decision-makers against claims arising from managerial decisions.
What is Directors and Officers Insurance?
Directors and officers insurance, also known as D&O insurance, is designed to cover company directors, officers, and senior managers against legal liability arising from decisions made in their professional capacity.
Whether you’re a board member of a private company, public organisation, or not-for-profit, director and officer insurance policies offer essential protection.
Why Is Directors and Officers Liability Insurance Important?
A robust directors and officers liability insurance policy helps:
- Defend legal actions brought by shareholders, employees, regulators, or third parties
- Cover investigation and legal costs
- Protect personal assets of directors and officers
- Improve corporate governance and stakeholder confidence
Even in well-run businesses, claims can arise unexpectedly — that’s why the best directors and officers insurance is not a luxury, but a necessity.
Who Needs Director and Officer Liability Insurance?
This type of cover is ideal for:
- Company directors
- Board members
- Senior executives
- Company secretaries
- Non-executive directors
We can arrange tailored officers and directors insurance across various industries including tech, manufacturing, logistics, financial services, and not-for-profit.
What comes with a directors and officers insurance policy?
Directors and officers insurance will provide a safeguard for individuals in positions of directorship from the costs associated with litigation claims, as well as:
Continuous cover of any legal costs over a period of time.
Covers for joint ventures and new business entities.
Covers any breach of OH&S regulations.
Cover of crisis management costs.
Corporate reimbursement.
Employment practices liability.
Get the Right Directors and Officers Insurance Policy
Not all policies are created equal. We help you compare and secure your business's best directors and officers insurance. With access to leading Australian and international insurers, we offer competitive quotes and can arrange tailored coverage.
Need help understanding your directors and officer insurance options? Our expert brokers are here to assist.
Common Add-ons to Director and Officers Insurance Policies
Many businesses choose to enhance their director and officers insurance policies with:
- Employment practices liability
- Entity cover
- Cyber liability extensions
- Statutory liability
- Run-off cover (for retired or former directors)
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Want to know more about directors and officers insurance?
If you would like to find out more about how a directors and officers insurance policy can help cover you from litigation claims, please get in touch with us by calling Get in touch by calling
1300 710 665.
FAQs related to Commercial Property Insurance
Q: What is the difference between directors' and officers' insurance and professional indemnity?
A: Directors and officers insurance covers decisions made at a managerial level, while professional indemnity relates to professional advice or services provided.
Q: Is directors' and officers' liability insurance mandatory in Australia?
A: It is not mandatory, but highly recommended, especially for companies with shareholders or external stakeholders.
Q: What does a directors' and officers' liability insurance policy not cover?
A: Typical exclusions include fraud, dishonesty, and intentional illegal acts.
Q: Can I get director and officer insurance for not-for-profits?
A: Absolutely. We can arrange tailored director and officer insurance policies for not-for-profit boards and committees.
Q: How do I get a quote for directors and officers insurance coverage?
A: Contact us for a tailored assessment and competitive quote. We’ll explain your directors’ and officers’ insurance coverage options.