Weather Alerts
[WA] 02/01:07 WST Marine Wind Warning Summary for Western Australia [QLD] 02/03:00 EST Marine Wind Warning Summary for Queensland [SA] 01/22:37 CST Severe Weather Warning for parts of Mount Lofty Ranges, West Coast, Lower Eyre Peninsula, Flinders, Mid North, Murraylands and North East Pastoral districts. [SA] 01/22:29 CST Coastal Hazard Warning for Yorke Peninsula, Kangaroo Island and parts of Adelaide Metropolitan, Mount Lofty Ranges, West Coast, Lower Eyre Peninsula, Eastern Eyre Peninsula, Mid North, Murraylands, Upper South East, Lower South East and Flinders districts. [SA] 01/22:22 CST Warning to Sheep Graziers for Lower South East forecast district [NSW] 01/22:38 EST Severe Weather Warning for parts of Mid North Coast, South Coast, Central Tablelands, Southern Tablelands, Snowy Mountains, Northern Tablelands, Hunter and South West Slopes Forecast Districts. [VIC] 01/22:26 EST Severe Weather Warning for parts of East Gippsland, North East, West and South Gippsland, Central and North Central Forecast Districts. [VIC] 01/22:14 EST Warning to Sheep Graziers for Wimmera, Northern Country, North Central, North East, South West and Central forecast districts [WA] 02/01:07 WST Marine Wind Warning Summary for Western Australia [QLD] 02/03:00 EST Marine Wind Warning Summary for Queensland [SA] 01/22:37 CST Severe Weather Warning for parts of Mount Lofty Ranges, West Coast, Lower Eyre Peninsula, Flinders, Mid North, Murraylands and North East Pastoral districts. [SA] 01/22:29 CST Coastal Hazard Warning for Yorke Peninsula, Kangaroo Island and parts of Adelaide Metropolitan, Mount Lofty Ranges, West Coast, Lower Eyre Peninsula, Eastern Eyre Peninsula, Mid North, Murraylands, Upper South East, Lower South East and Flinders districts. [SA] 01/22:22 CST Warning to Sheep Graziers for Lower South East forecast district [NSW] 01/22:38 EST Severe Weather Warning for parts of Mid North Coast, South Coast, Central Tablelands, Southern Tablelands, Snowy Mountains, Northern Tablelands, Hunter and South West Slopes Forecast Districts. [VIC] 01/22:26 EST Severe Weather Warning for parts of East Gippsland, North East, West and South Gippsland, Central and North Central Forecast Districts. [VIC] 01/22:14 EST Warning to Sheep Graziers for Wimmera, Northern Country, North Central, North East, South West and Central forecast districts
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Hospitality

// What are the

Key risks in the café and restaurant sector?

The café and restaurant sector is dynamic, with owners and operators busy juggling the plates and spinning the bottles required in the day-to-day management of such a fast-paced industry.

Whether you’re running a café, restaurant or catering business, some of the key risks you face include protecting your staff from workplace accidents, your property and business assets from theft, accidental damage, fire and weatherrelated risks, plus taking reasonable steps to ensure the safety of your customers at your premises and the safety of the products you’re serving them.

Depending on the conditions of your lease, you maybe require to have a minimum amount of insurance for public liability and glass cover.

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// Who should

Consider insurance?

Whether you’re running a small café or a restaurant chain, as an industry with complex risks where no two businesses are alike, a range of flexible and customised insurance covers are required to protect your business, staff, assets and customers.
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What insurance should you take out – and what can it cover?

Insurance can protect you and your employees onsite, on the way to work and at work.

Business pack

Helps safeguard your business premises and contents against:
  • Damage caused by fire, storm or accidental damage
  • Equipment or machinery breakdown
  • Business interruption
  • Employee dishonesty
  • Glass damage
  • Legal issues, such as with public and product liability
  • Tax audit
  • Theft, and theft or loss of money.

Public and product liability

Can cover claims against you if it’s held that a negligent act by your business or its products results in personal injury or property damage.

Cyber

Helps safeguard you and your business against expenses and legal costs if your website or other systems are hacked and your system cannot be used or customers’ details are stolen.

Motor Insurance

Takes care of your valuable business vehicles, with cover to help:
  • If you or your staff damage another person’s vehicle
  • Repair your vehicle after an accident or replace it if it’s written off
  • Replace a lost or stolen vehicle
  • Safeguard you against legal liability.

Workers’ Compensation

Can cover the cost of your employees’ wages, rehabilitation and medication if they become sick or injured through their work.

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All of the coverage, without the worry

Talk to us today to discuss your business insurance requirements, We offer straightforward advice that will result in peace of mind for you, and a business insurance package that keeps your business covered from all angles. Get in touch by calling

1300 710 665