Global Insurance Solutions

Guard your farm with insurance

Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.

That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property.

// Who should

Consider insurance?

Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, farm insurance can help protect your farm, its produce and livestock – and the people who benefit from it.

What can it cover?

Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income. For example, a typical farm insurance pack can cover:

Home property

Domestic property and belongings from defined events or accidental damage. Cover may include buildings, contents, personal effects and legal liability.

Farm property

Physical loss or damage to farm property caused by defined events or accidental damage.

Public and products liability

Claims by third parties for personal injury and/or property damage and/or legal costs in connection with the farming business.

Accident and sickness cover

Regular payments to help keep your business running if you’re injured or fall ill.

Livestock

Death or loss of livestock due to specified events.

Machinery breakdown

Covers the cost of your employees’ wages, rehabilitation and medication if they become injured or sick through their work.

Workers Compensation

Covers the cost of your employees’ wages, rehabilitation and medication if they become injured or sick through their work.

Tailored Farm Insurance Solutions for Every Need

We know that no two farms are exactly alike. That's why we provide tailored farm insurance solutions to suit your operation's specific type and size across Australia.

Hobby Farm Insurance:
Secure Your Lifestyle Farm

Global Insurance Solutions arranges comprehensive hobby farm insurance Australia for those with hobby farm insurance needs, managing properties up to 100 acres (40 hectares). We understand the value of your lifestyle and offer cover options including:

  • Domestic contents
  • Portable contents
  • Farm contents
  • Farm building cover for hay sheds, machinery sheds, stables, workshops, and work sheds
  • Farm machinery cover for tractors, headers, quad bikes, and ride-on mowers
  • Livestock cover for cows, sheep, pigs, horses, alpacas, and chickens
  • Internal and external fencing covers

We can help you find the best hobby farm insurance in Australia to provide peace of mind. Whether you’re in NSW, VIC, QLD, or WA, we can connect you with the right policies.

Rural Farm Insurance: Protecting Your Working Farm

  • Fire and other defined events (including internal and external fencing)
  • Domestic home and contents
  • Additional working cost
  • Property in transit
  • Burglary or theft
  • Liability
  • Personal accident and illness
  • Machinery
  • Motor vehicles
  • Electronic equipment
  • Tax audit

Global Insurance Solutions recognises the diverse nature of Australian agriculture and offers tailored insurance solutions for specific farming sectors.

Equine Farm Insurance (Horse Farm Insurance)

Protect your valuable equine assets with our specialised equine farm insurance. We offer comprehensive coverage designed specifically for horse farms, including protection for your horses, essential equine equipment, and potential liability exposures.

Dairy Farm Insurance

Ensure the continuity of your dairy operations with our specialised dairy farm insurance. This tailored coverage addresses the unique risks of dairy farming, protecting your livestock, crucial equipment, and potential interruptions to milk production.

Understanding Your Farm Insurance Coverage

It’s crucial to understand what your farm insurance covers. Our policies offer protection for various aspects of your farm:

  • Farm buildings and structures
  • Livestock and crops (crops are typically covered post-harvest)
  • Machinery breakdown
  • Liability coverage
  • What Isn’t Covered in Farm Insurance?<h3>
  • While our farm insurance provides extensive protection, there are some standard exclusions:
  • Damage or loss caused by floods.
  • Crops and produce while they are on the vine, tree, or in the ground.
  • Livestock lost due to theft (our Livestock cover option does cover loss due to fire or other insured events).
  • Rural contracting businesses.

Who Needs Farm Insurance?

Farm insurance is essential for anyone who owns and operates a farm, whether it's a hobby farm or a large commercial farm.

  • Hobby farmers with up to 100 acres.
  • Rural farmers with up to 5,000 acres.
  • Cattle farmers with livestock.
  • Dairy farmers manage dairy herds.
  • Fruit and vegetable farmers are growing produce.
  • Flower farmers cultivate flowers and plants.

Why Choose us as Your Farm Insurance Broker?

As experienced farm insurance specialists, we ensure you receive:

  • Expert advice tailored to your farm
  • Competitive farm insurance quotes
  • Fast and effective claims handling
  • Comprehensive coverage options for your peace of mind

Contact Global Insurance Solutions today to discuss your farm insurance requirements and obtain a personalised farm insurance quote. Let us help you protect what you’ve built.

Farming in Australia throws all sorts of curveballs your way, doesn’t it? From droughts to downpours, you need to know you’re covered. At Global Insurance Solution, we get it. That’s why we are here to help you.

Whether you’re running a sprawling cattle station or a smaller mixed operation, we can find a policy that bundles protection for both your farm business and your home life into one easy-to-manage package. We’re here to help you navigate the risks and get back on your feet when things don’t go to plan.

// Quote

All of the coverage, without the worry

Talk to us today to discuss your business insurance requirements, We offer straightforward advice that will result in peace of mind for you, and a business insurance package that keeps your business covered from all angles. Get in touch by calling

Frequently Asked Questions (FAQs)

Commercial farm insurance covers extensive agricultural operations, while hobby farm insurance is tailored for smaller, non-commercial farms.

Easily obtain a farm insurance quote by contacting us here.

Farm insurance is available for a wide range of agricultural operations, including hobby farms, broadacre cropping and livestock farms, dairy farms, horticulture (fruit and vegetable) farms, poultry and piggery operations, and even aquaculture. The specific eligibility and available coverages may vary depending on the insurer and the size/type of your farm.

The cost of farm insurance is influenced by several factors, including the size of your farm (acreage), the type of farming activities, the value of your assets (buildings, machinery, livestock), your claims history, the location of your farm, and the specific coverages you choose. Farms in areas prone to natural disasters like bushfires or floods may face higher premiums.

It’s recommended to review your farm insurance policy at least annually and whenever there are significant changes to your farming operation, such as purchasing new machinery, constructing new buildings, increasing livestock numbers, or diversifying your agricultural activities. This ensures your coverage remains adequate.